Statistics of Credit Card & Cash Card & Electronic Stored Value Cards Business Operation as of March 2018
2018-05-03
1. Credit card：
As of March 2018, thirty-four credit card issuing institutions were in operation in Taiwan. The number of effective cards totaled 42.12 million (41.94 million at the end of February 2018) among which the total active cards numbered in 28.22 million (28.16 million at the end of February 2018). The balance of revolving credit was NT$109 billion (NT$111.1 billion at the end of February 2018). The amount of undue balance of installment was approximately NT$107.9 billion (NT$109.3 billion at the end of February 2018). The amount of monthly retail sales was approximately NT$237.5 billion that increased by NT$39.4 billion as compared to NT$198.1 billion of February 2018. The amount of monthly write-off was approximately NT$0.46 billion (NT$0.31 billion for February 2018). Average ratio of delinquency credit (pass-due over three months) against account receivables (including non-accrual amounts) was 0.25% (0.25% at the end of February 2018) (Please see Attachment 1).
2. Cash card：
As of March 2018, sixteen financial institutions were engaged in issuing cash cards in Taiwan. Total number of effective cash cards was 0.4 million (0.4 million at the end of February 2018). Total balance of cash card loans (including non-accrual amounts) was NT$18.2 billion (NT$18.4 billion at the end of February 2018). The amount of monthly write-off was approximately NT$0.03 billion (NT$0.03 billion for February 2018). The overall delinquency ratio was up from 0.969% of February 2018 to 0.985% (Please see Attachment 2).
3. Electronic Stored Value Card：
As of March 2018, four specializing electronic stored value card institutions and one commercial bank are engaging in electronic stored value card business in Taiwan. The number of effective cards totaled 97.05 million (95.70 million at the end of February 2018). The amount of monthly retail sales was approximately NT$7.35 billion (NT$6.14 billion for February 2018). The balance of stored value was NT$8.39 billion (NT$8.39 billion at the end of February 2018) (Please see Attachment 3).
4. Attachments 4 to 6 please see the major business information concerning credit cards, cash cards and electronic stored value cards as of March 2018.
As of March 2018, thirty-four credit card issuing institutions were in operation in Taiwan. The number of effective cards totaled 42.12 million (41.94 million at the end of February 2018) among which the total active cards numbered in 28.22 million (28.16 million at the end of February 2018). The balance of revolving credit was NT$109 billion (NT$111.1 billion at the end of February 2018). The amount of undue balance of installment was approximately NT$107.9 billion (NT$109.3 billion at the end of February 2018). The amount of monthly retail sales was approximately NT$237.5 billion that increased by NT$39.4 billion as compared to NT$198.1 billion of February 2018. The amount of monthly write-off was approximately NT$0.46 billion (NT$0.31 billion for February 2018). Average ratio of delinquency credit (pass-due over three months) against account receivables (including non-accrual amounts) was 0.25% (0.25% at the end of February 2018) (Please see Attachment 1).
2. Cash card：
As of March 2018, sixteen financial institutions were engaged in issuing cash cards in Taiwan. Total number of effective cash cards was 0.4 million (0.4 million at the end of February 2018). Total balance of cash card loans (including non-accrual amounts) was NT$18.2 billion (NT$18.4 billion at the end of February 2018). The amount of monthly write-off was approximately NT$0.03 billion (NT$0.03 billion for February 2018). The overall delinquency ratio was up from 0.969% of February 2018 to 0.985% (Please see Attachment 2).
3. Electronic Stored Value Card：
As of March 2018, four specializing electronic stored value card institutions and one commercial bank are engaging in electronic stored value card business in Taiwan. The number of effective cards totaled 97.05 million (95.70 million at the end of February 2018). The amount of monthly retail sales was approximately NT$7.35 billion (NT$6.14 billion for February 2018). The balance of stored value was NT$8.39 billion (NT$8.39 billion at the end of February 2018) (Please see Attachment 3).
4. Attachments 4 to 6 please see the major business information concerning credit cards, cash cards and electronic stored value cards as of March 2018.
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Update：
2018-05-03