Total outstanding loans extended by the current 38 domestic banks decreased NT$44.3 billion (US$1.52 billion) as compared to the number of previous month and amounted to NT$22,154.6 billion (US$760.91 billion) at the end of Nov. 2012. Meanwhile, the NPLs of these banks totaled at NT$104.2 billion (US$3.58 billion) which decreased by NT$4.6 billion (US$0.16 billion) from NT$108.8 billion (US$3.74 billion) as of the end of previous month.

With a decrease of 0.02 percentage point, the average NPL ratio of the 38 banks fell to 0.47% down from 0.49% at the end of previous month. All the 38 domestic banks in Taiwan operated with NPL ratios under 2%. The coverage ratios of allowances for NPLs increased by 9.45 percentage points and therefore rose to a figure of 232.46% from 223.01% of the previous month.
It revealed that the appearance of the asset quality of domestic banks continuously remained manageable according to the above figures as of the end of Nov. 2012. The Financial Supervisory Commission will not be complacent and will request those banks with higher NPL ratios to undertake measures to improve asset quality and financial structure on an ongoing basis.

Note: US$≒NT$29.116
Related files:「NPL ratio-101.11」「Coverage ratio-101.11」and「Assets quality analysis-101.11」

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